For commercial, personal, S4H/S4O use.
Terms of Use-commercial
You may sell the graphics you create from these layer styles as part of a digital product that you create for your scrapbooking business, or as a standalone set. You may not offer freebies made with these layer styles. Credit is not required. You may not create products for commercial use from these styles without purchasing an extended license from me. You may not resell, share, trade, distribute or barter the styles themselves.
Terms of use-personal
You may use these layer styles to create graphics for your personal use. Please give credit to Wool Sweater Street when displaying or sharing your work using these layer styles. You may not resell, share, trade, distribute or barter the styles themselves.
Scrap for Hire/Scrap for Others
You may use these layer styles to create items for scrap kits, layouts, pages and albums for clients, provided that they are for your clients PERSONAL use only.